Sendhil Mullainathan

Booth School of Business
University of Chicago
5807 South Woodlawn Avenue
Chicago, IL 60637
Tel: 773/834-2353

E-Mail: EmailAddress: hidden: you can email any NBER-related person as first underscore last at nber dot org
NBER Program Affiliations: AG , CF , DEV , LS
NBER Affiliation: Research Associate
Institutional Affiliation: University of Chicago

NBER Working Papers and Publications

May 2020An Economic Approach to Regulating Algorithms
with Ashesh Rambachan, Jon Kleinberg, Jens Ludwig: w27111
August 2019A Machine Learning Approach to Low-Value Health Care: Wasted Tests, Missed Heart Attacks and Mis-Predictions
with Ziad Obermeyer: w26168
May 2019Simplicity Creates Inequity: Implications for Fairness, Stereotypes, and Interpretability
with Jon Kleinberg: w25854
February 2019Discrimination In The Age Of Algorithms
with Jon Kleinberg, Jens Ludwig, Cass R. Sunstein: w25548

Published: Jon Kleinberg & Jens Ludwig & Sendhil Mullainathan & Cass R Sunstein, 2018. "Discrimination in the Age of Algorithms," Journal of Legal Analysis, vol 10.

February 2018Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines
with Dean Karlan, Benjamin N. Roth: w24272

Published: Dean Karlan & Sendhil Mullainathan & Benjamin N. Roth, 2019. "Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines," American Economic Review: Insights, vol 1(1), pages 27-42. citation courtesy of

February 2017Human Decisions and Machine Predictions
with Jon Kleinberg, Himabindu Lakkaraju, Jure Leskovec, Jens Ludwig: w23180

Published: Jon Kleinberg & Himabindu Lakkaraju & Jure Leskovec & Jens Ludwig & Sendhil Mullainathan, 2018. "Human Decisions and Machine Predictions," The Quarterly Journal of Economics, Oxford University Press, vol. 133(1), pages 237-293. citation courtesy of

May 2015Thinking, Fast and Slow? Some Field Experiments to Reduce Crime and Dropout in Chicago
with Sara B. Heller, Anuj K. Shah, Jonathan Guryan, Jens Ludwig, Harold A. Pollack: w21178

Forthcoming in the Quarterly Journal of Economics citation courtesy of

May 2014Contract Farming and Agricultural Productivity in Western Kenya
with Lorenzo Casaburi, Michael Kremer
in African Successes, Volume IV: Sustainable Growth, Sebastian Edwards, Simon Johnson, and David N. Weil, editors
May 2013Framing Lifetime Income
with Jeffrey R. Brown, Jeffrey R. Kling, Marian V. Wrobel: w19063

Published: Framing Lifetime Income Jeffrey R. Brown, Jeffrey R. Kling, Sendhil Mullainathan, and Marian V. Wrobel The Journal of Retirement Summer 2013, Vol. 1, No. 1: pp. 27-37 DOI: 10.3905/jor.2013.1.1.027 Framing Lifetime Income

October 2012Behavioral Hazard in Health Insurance
with Katherine Baicker, Joshua Schwartzstein: w18468

Published: Behavioral Hazard in Health Insurance* Katherine Baicker Harvard University Sendhil Mullainathan Harvard University Joshua Schwartzstein The Quarterly Journal of Economics (2015) doi: 10.1093/qje/qjv029 First published online: July 15, 2015 citation courtesy of

September 2012Learning Through Noticing: Theory and Experimental Evidence in Farming
with Rema Hanna, Joshua Schwartzstein: w18401

Published: Learning Through Noticing: Theory and Experimental Evidence in Farming* Rema Hanna Harvard University, NBER and BREAD Sendhil Mullainathan Harvard University and BREAD Joshua Schwartzstein The Quarterly Journal of Economics (2014) doi: 10.1093/qje/qju015 First published online: June 9, 2014

April 2012Energy Policy with Externalities and Internalities
with Hunt Allcott, Dmitry Taubinsky: w17977

Allcott, Hunt, Sendhil Mullainathan, and Dmitry Taubinsky (Forthcoming). “Energy Policy with Externalities and Internalities.” Journal of Public Economics. Volume 112, April 2014, Pages 72–88 citation courtesy of

with Abhijit Banerjee, Rema Hanna: w17968

Published: “Corruption,” (with Rema Hanna and Sendhil Mullainathan), The Handbook of Organizational Economics. Ed. Robert Gibbons and John Roberts. Princeton University Press, 1109-­‐1147, 2012.

March 2012The Market for Financial Advice: An Audit Study
with Markus Noeth, Antoinette Schoar: w17929
September 2011Comparison Friction: Experimental Evidence from Medicare Drug Plans
with Jeffrey R. Kling, Eldar Shafir, Lee Vermeulen, Marian Wrobel: w17410

Published: Quarterly Journal of Economics, 127:1 (February 2012), 199-235. citation courtesy of

May 2011Mechanism Experiments and Policy Evaluations
with Jens Ludwig, Jeffrey R. Kling: w17062

Published: Jens Ludwig & Jeffrey R. Kling & Sendhil Mullainathan, 2011. "Mechanism Experiments and Policy Evaluations," Journal of Economic Perspectives, American Economic Association, vol. 25(3), pages 17-38, Summer. citation courtesy of

July 2010Getting to the Top of Mind: How Reminders Increase Saving
with Dean Karlan, Margaret McConnell, Jonathan Zinman: w16205

Published: Dean Karlan & Margaret McConnell & Sendhil Mullainathan & Jonathan Zinman, 2016. "Getting to the Top of Mind: How Reminders Increase Saving," Management Science, INFORMS, vol. 62(12), pages 3393-3411, December. citation courtesy of

May 2010Does Less Market Entry Regulation Generate More Entrepreneurs? Evidence from a Regulatory Reform in Peru
with Philipp Schnabl
in International Differences in Entrepreneurship, Josh Lerner and Antoinette Schoar, editors
The Shape of Temptation: Implications for the Economic Lives of the Poor
with Abhijit Banerjee: w15973
September 2009Behavioral Economics and Tax Policy
with William Congdon, Jeffrey R. Kling: w15328

Published: National Tax Journal, 62:3 (September 2009), 375-386. citation courtesy of

April 2008Affirmative Action in Education: Evidence From Engineering College Admissions in India
with Marianne Bertrand, Rema Hanna: w13926

Published: Bertrand, Marianne & Hanna, Rema & Mullainathan, Sendhil, 2010. "Affirmative action in education: Evidence from engineering college admissions in India," Journal of Public Economics, Elsevier, vol. 94(1-2), pages 16-29, February. citation courtesy of

January 2008Why Don't People Insure Late Life Consumption: A Framing Explanation of the Under-Annuitization Puzzle
with Jeffrey R. Brown, Jeffrey R. Kling, Marian V. Wrobel: w13748

Published: Jeffrey R. Brown & Jeffrey R. Kling & Sendhil Mullainathan & Marian V. Wrobel, 2008. "Why Don’t People Insure Late-Life Consumption? A Framing Explanation of the Under-Annuitization Puzzle," American Economic Review, American Economic Association, vol. 98(2), pages 304-09, May. citation courtesy of

December 2006Coarse Thinking and Persuasion
with Joshua Schwartzstein, Andrei Shleifer: w12720

Published: Sendhil Mullainathan & Joshua Schwartzstein & Andrei Shleifer, 2008. "Coarse Thinking and Persuasion," The Quarterly Journal of Economics, MIT Press, vol. 123(2), pages 577-619, 05. citation courtesy of

June 2006Does Corruption Produce Unsafe Drivers?
with Marianne Bertrand, Simeon Djankov, Rema Hanna: w12274

Published: Bertrand, Marianne, Simeon Djankov, Rema Hanna and Sendhil Mullainathan. “Obtaining a Driving License in India: An Experimental Approach to Studying Corruption." Quarterly Journal of Economics (November 2007). citation courtesy of

January 2006Sticking with Your Vote: Cognitive Dissonance and Voting
with Ebonya Washington: w11910

Published: Sendhil Mullainathan & Ebonya Washington, 2009. "Sticking with Your Vote: Cognitive Dissonance and Political Attitudes," American Economic Journal: Applied Economics, American Economic Association, vol. 1(1), pages 86-111, January. citation courtesy of

December 2005What's Psychology Worth? A Field Experiment in the Consumer Credit Market
with Marianne Bertrand, Dean Karlin, Eldar Shafir, Jonathan Zinman: w11892
Persuasion in Finance
with Andrei Shleifer: w11838
February 2005Profitable Investments or Dissipated Cash? Evidence on the Investment-Cash Flow Relationship From Oil and Gas Lease Bidding
with Marianne Bertrand: w11126
July 2003Are Emily and Greg More Employable than Lakisha and Jamal? A Field Experiment on Labor Market Discrimination
with Marianne Bertrand: w9873

Published: Bertrand, Marianne and Sendhil Mullainathan. "Are Emily And Greg More Employable Than Lakisha And Jamal? A Field Experiment On Labor Market Discrimination," American Economic Review, 2004, v94(4,Sep), 991-1013. citation courtesy of

October 2002Media Bias
with Andrei Shleifer: w9295

Published: Sendhil Mullainathan & Andrei Shleifer, 2005. "The Market for News," American Economic Review, American Economic Association, vol. 95(4), pages 1031-1053, September. citation courtesy of

April 2002Do Cigarette Taxes Make Smokers Happier?
with Jonathan Gruber: w8872


March 2002How Much Should We Trust Differences-in-Differences Estimates?
with Marianne Bertrand, Esther Duflo: w8841

Published: Marianne Bertrand & Esther Duflo & Sendhil Mullainathan, 2004. "How Much Should We Trust Differences-in-Differences Estimates?," The Quarterly Journal of Economics, MIT Press, vol. 119(1), pages 249-275, February. citation courtesy of

October 2000Behavioral Economics
with Richard H. Thaler: w7948

Published: International Encyclopedia of SocialSciences, Pergamon Press, 1st edition, October 1, 2001: 1094-1100.

Ferreting Out Tunneling: An Application to Indian Business Groups
with Marianne Bertrand, Paras Mehta: w7952

Published: Marianne Bertrand & Paras Mehta & Sendhil Mullainathan, 2002. "Ferreting Out Tunneling: An Application To Indian Business Groups," The Quarterly Journal of Economics, MIT Press, vol. 117(1), pages 121-148, February. citation courtesy of

March 2000Do CEOs Set Their Own Pay? The Ones Without Principals Do
with Marianne Bertrand: w7604

Published: Bertrand, Marianne and Sendhil Mullainathan. "Are CEOs Rewarded For Luck? The Ones Without Principles Are," Quarterly Journal of Economics, 2001, v116(3,Aug), 901-932.

Public Policy and Extended Families: Evidence from South Africa
with Marianne Bertrand, Douglas Miller: w7594

Published: Marianne Bertrand & Sendhil Mullainathan & Douglas Miller, 2003. "Public Policy and Extended Families: Evidence from Pensions in South Africa," World Bank Economic Review, Oxford University Press, vol. 17(1), pages 27-50, June. citation courtesy of

December 1998Executive Compensation and Incentives: The Impact of Takeover Legislation
with Marianne Bertrand: w6830
Network Effects and Welfare Cultures
with Marianne Bertrand, Erzo F.P. Luttmer: w6832

Published: Bertrand, Marianne, Erzo F. P. Luttmer and Sendhil Mullainathan. "Network Effects And Welfare Cultures," Quarterly Journal of Economics, 2000, v115(3,Aug), 1019-1055. citation courtesy of

November 1998Is There Discretion in Wage Setting? A Test Using Takeover Legislation
with Marianne Bertrand: w6807

Published: RAND Journal of Economics, Vol. 30, no. 3 (Autumn 1999): 535-554. citation courtesy of

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