Caitlin S. Gorback, Benjamin J. Keys

NBER Working Paper No. 27370
Issued in June 2020

---- Acknowledgments ----

We thank Brian Cadena, Joe Gyourko, Brian Kovak, Tarun Ramadorai, Hui Shan, Leslie Shen, and participants at the Urban Institute’s Housing Finance Policy Center and the Urban Economics Association meetings for helpful comments and suggestions. Trevor Woolley provided outstanding research assistance. Keys thanks the Research Sponsors Program of the Zell/Lurie Real Estate Center for financial support. Any remaining errors are our own. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Bureau of Economic Research.

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