Olivia S. Mitchell

NBER Working Paper No. 27261
Issued in May 2020

---- Acknowledgments ----

Prepared for the 2020 Stockholm Conference on “Consumer Behavior in Financial Markets,” and the 2020 NBER Conference on “Pension Design and Population Aging.” The author acknowledges research support from the Pension Research Council and Boettner Center for Retirement Research at The Wharton School of the University of Pennsylvania. Without implicating them, I am grateful for useful comments provided by Robert Clark, Gene Dykes, Irina Gemmo, Abigail Hurwitz, Mike Orszag, Orly Sade, and Jon Skinner. This research is part of the NBER programs on Aging and Labor Economics, and the Household Finance working group. Opinions expressed herein are those of the author and not those of any institution with which the author is affiliated. ©2020 Mitchell. All Rights Reserved The views expressed herein are those of the author and do not necessarily reflect the views of the National Bureau of Economic Research.

---- Disclosure of Financial Relationships for Olivia S. Mitchell ----

I am an Independent Trustee of the Wells Fargo Advantage Funds Board and I am NBER Research Associate.

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